PumaPay represents an universal billing protocol, which can act like a bridge between different cryptocurrencies. By using PupaPay, participants will be able to perform transactions in various coins and these ones will be converted to the PMA currency as a standard way of payment. According to founders’ opinion, this standardization will stimulate a wider acceptance of crypto assets and will incorporate blockchain technology in people’s daily life. The advantage of this type of payment is absence of intermediary costs, like those available for traditional transactions (for example, done by Visa or PayPal). This feature is not an unique one and such characteristic belongs to all blockchain deals.